Last updated 13 November 2026
These terms apply to everyone who uses www.driverfund.co.za and the DriverFund driver portal, funding-partner portal and admin portal. By registering or using the platform you agree to them. Please read them with our Privacy Policy, POPIA notice and 90-day money-back policy.
1. Who we are
DriverFund is a South African company. You can reach us at hello@driverfund.co.za. In these terms “DriverFund”, “we” and “us” mean DriverFund; “you” means the driver or funding partner using the platform.
2. What DriverFund does
DriverFund is a technology marketplace. We verify e-hailing and delivery drivers and, with each driver’s consent, share their applications with registered funding partners whose products match the request.
- DriverFund is not the lender and does not decide whether you get credit. Each funding partner assesses applications independently, makes its own offers, signs its own credit agreement with you and pays out from its own funds.
- The funding partner whose offer you accept is your credit provider. Its credit agreement, fees, interest, repayment terms and complaints process apply to that credit.
- DriverFund does not guarantee that you will receive an offer, or that a partner will receive applications or approvals.
3. Your account and security
- You must be 18 or older and give true, complete and current information. Documents you upload must be your own and unaltered.
- Keep your password and your Google Authenticator device safe. Two-step sign-in is required for all accounts. Tell us immediately if you think someone else has used your account.
- You are responsible for activity on your account. Partner companies are responsible for their staff users.
4. Drivers
- Eligibility: South African citizen or permanent resident, actively working for a qualifying e-hailing or delivery platform, and verified by DriverFund.
- It is free: DriverFund does not charge drivers to register, apply or receive offers.
- Consent to share: each time you apply, you choose to let us share your verified profile, documents and DriverFund repayment history with the funding partners matched to that application. Partners only see what they need to assess it, and lose access when the application closes.
- Choosing an offer: offers are shown with the lender’s name, NCR number and the full cost. You may accept one offer or decline them all. Accepting an offer is a commitment to sign that partner’s agreement if you still agree with it; you are not bound until you sign the partner’s credit agreement.
- Repaying: you repay the funding partner, not DriverFund, according to its agreement. Partners report repayment status to DriverFund, and it affects your DriverFund trust level.
- Location: if you share your location when applying, we use it to match you with lenders near you. Lenders see only the distance, never your exact position.
5. Funding partners
- Partners must be properly registered companies, registered with the National Credit Regulator (NCR) for the credit they offer, and verified by DriverFund before receiving any applications.
- Partners make their own credit decisions and affordability assessments, comply with the National Credit Act, POPIA and other applicable laws, and disclose all costs truthfully in their offers.
- Driver information may be used only to assess and administer the application it was shared for. It may not be sold, used for marketing or kept after the purpose ends, except where the law requires.
- Subscriptions: partners pay the monthly plan fee shown when they subscribe, plus any approved extra zones (provinces). Invoices are due within the stated payment terms. Unpaid accounts stop receiving new applications until paid.
- Lender zoning: partners receive drivers only in the zones DriverFund has approved. The home zone is included; extra zones are requested, approved by DriverFund and billed monthly.
- Our 90-day money-back guarantee applies to subscriptions.
6. Fair matching
Applications are matched on objective rules: verification, authority to lend, the partner’s products and criteria, zone, distance to a branch, capacity and whether it is accepting applications. A partner’s subscription plan never affects which applications it receives or how its offers are ranked. Drivers see offers sorted by the lowest total amount repayable.
7. What you may not do
- Submit false or someone else’s information or documents, or apply on someone else’s behalf.
- Try to access other users’ information, test or bypass our security, or use bots or scraping.
- Contact drivers or partners met through DriverFund for anything other than the application concerned.
8. Suspension and closing your account
We may suspend or close an account that breaks these terms, is involved in fraud, or where the law requires it. You may close your account at any time: drivers can delete their account in Settings & Security; partners can contact us. Money owed to a funding partner remains payable to that partner.
9. Our responsibility
We work hard to keep the platform accurate, secure and available, but we do not guarantee it will always be uninterrupted. DriverFund is not responsible for a funding partner’s credit decision, credit agreement, payout or collection practices; raise those with the partner first, and tell us if a partner does not follow these terms. Nothing in these terms limits rights you have under the Consumer Protection Act, the National Credit Act or other laws that cannot be excluded.
10. Independence
DriverFund is an independent company and is not affiliated with, endorsed by or a partner of any e-hailing or delivery platform. All trademarks belong to their respective owners.
11. Changes and law
We may update these terms; the date at the top shows the latest version, and we will tell you about important changes before they apply. South African law governs these terms.
12. Complaints and contact
Email hello@driverfund.co.za or use the Support Centre in your portal. We aim to respond within 5 business days.